You'll understand where you are at, what it will take to get to the next level, and I'll paint the picture of what it will look like for you at the next level.
You should be able to use your time and talents in areas you are passionate about (for me - that's personal finance!).
The key to achieving time freedom and financial independence is to put your money to work for you. Invest it. Make it grow - while you sleep.
But before you get where you can put your money to work, you've got to have excess - You've got to have some SAVINGS. You've got to have money saved above your daily needs for survival.
But what if you don't have any excess? Most people don't!